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Determine your eligibility for the FHA Home Loan Program on. with a low credit score, it's best to talk with an approved fha mortgage lender.

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For most mortgage borrowers, there are three major loan types: conventional, FHA. Lender fees, third-party fees, down payments, mortgage insurance and points can mean the borrower has to show up at.

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If you don’t have the 20%, you still have the option to apply for an FHA loan, in which case, a down payment of between 3.5% and 5% will do. Use a real estate professional who has your best interests.

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